2 of my properties are early 1900s vintage and the 3rd is mid 50s.

The typical term on an HML is 6 months to a year with interest rates in the mid-to-high teens and a hefty down payment.

I did the re-finance about 6 months ago and the income property closed in mid March. 

Inflation was high and interest rates on OO residential loans were mid double digits.

And of course, we can always refinance mid-stream and pull a nice chunck of equity out TAX-FREE.4.

I am trying to decide what the best type of flooring would be to do. The first house is in a popular historic college town. Most homes even the rentals have hardwood floors. Sell for around $150k .The second house...

I primarily use bandits and Craigslist, (mostly craigslist because it attracts more mid-high income people).

I've been using him for years and he's always treated me well.http://www.sensiblehomestaging.com/He covers all of SE and mid Michigan.

You appear to be slowly leveraging yourself just like I (and many others) did in early to mid-2000.

Wire funds went out and checks were cut the last of Sept for Oct payroll, effective for Oct on deposits before any shut down was known, so he's pulling the wool over your eyes, however he may have had a concern about paying other future bills, no idea what his reason was and it could be he didn't receive enough if he gets mid-month pay.You can certainly verify at his company, you might get a bit of a run around too so you cn get the gospel from calling the Military Pay Section at Ft.