.), lender instructions, use of loan proceeds, lots of disclosures, perhaps a personal guarantee and 1003, and several others.

However, the Greensboro/TRIAD area is right in the middle of those and it's also experiencing a lot of economic boom with huge manufacturers like Boom Supersonic and Toyota Electric Battery plants (just to name a few) being built in the region.

In order to avoid double taxation, I have been instructed to set up a GP LP structure, which I have done. 

Hi @Paul Winka, former underwriter here.Straight from the Fannie Mae Selling Guide:The following property types are not subject to these limitations, even if the borrower is personally obligated on a mortgage on the property:commercial real estate,multifamily property consisting of more than four units,ownership in a timeshare,ownership of a vacant lot (residential or commercial), orownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).Therefore, it would all depend on whether the properties you currently have are considered commercial real estate.A lender would have to take a look at the financing documents from the 15 commercial loans to see if they are truly considered commercial loans.Unfortunately, it is not a cut-and-dry answer but there certainly is a case to be made that those 15 would fall under the "commercial real estate" exemption.If you would like a referral to a lender, I would be more than happy to provide one.

The replacement cost is very high because it is an old small size wall oven and not many manufacturers make that size anymore. 

I'd also get up to date on all the recent FDMC/FNMA FHA laws, https://www.americanbanker.com... for manufactured housing which also applies to ADUs. https://sf.freddiemac.com/faqs... and https://appraisersblogs.com/fa...A lot has changed in ADU land since the premier January, 2017 rollout of SB-1069 https://www.hcd.ca.gov/policy-... and it's a challenge trying to jump through all the hoops.

If you think about a business that sells a specific product or uses a material input during the manufacturing process, that input is used and its product is sold, with income property we benefit from things like the labor associated with a bathroom remodel for a long time to come and the government stretches that out over time through depreciation. 

I use Guesty for hosts to send automatic messages for checkin/out instructions, middle of stay check ins to see if they need anything, and post stay messages asking for reviews.

Charlotte has done a lot of work attracting other industries to the area, including manufacturing, IT, etc.

His girlfriend, who was not my tenant, followed up in an email and I instructed her to retrieve the letter from the post office because they held onto the previous certified letter going to my PO Box until I came for it.