I realize that too, but I also realize that the rules of the game have changed a bit and it looks like they're going to continue changing in the coming years, so many of these things work in favor of multifamily, albeit to the detriment of our currency and overall economy.

Having said that I feel like there is a crash in the present moment in front of our eyes, it’s just not ONE thing like the entire mortgage industry it’s more of a series of micro crashes.What I do think is actually currently crashing: the existence of the middle class, the value of the dollar (not necessarily against other currencies but the value of the dollar as a ratio against goods and assets) and the multi trillion dollar student  loan bubble. 

I heard that close to 40% of our currency floating in the economy was printed in the last couple of years.

And a digital currency in Canada’s budget.  

Creative knowledge is the currency of real estate.

The next crash will be our currency which of coarse will absolutely negatively affect real estate in ways we have not seen 

 In snooping around online I ran across a new Crypto currency that involves solar energy.  

Lenders might see a boom of refinance as investors pull out equity instead of sell, but then again if we get high/hyper inflation interest rates that may make refinancing unattractive or impossible.Simply put: I think there's a strong possibility we see a return to the stagflation of the 1970s: tons of currency sloshing thru the system, high interest rates promulgated to combat inflation, lower production due to companies having to deal with those higher interest rates, and depressed incomes grinding everything to a halt until we stop this crazy money printing spree.

I like the blockchain tie in using a crypto currency to pay and win rewards for guests.

It's easy enough here to find numerous banks within walking distance for currency exchange, most of the folks speak German, English, some Turkish and other languages as well, there are no shortages of things to do/sites to see, dining of local cuisine as well as international restaurants (from American to Australian), and shopping from both major retailers as well as open/local market shopping.