Is there a way to offer and buy a property for cash (either private or hard money) then refi into a mortgage at 95% LTV?

I might have to save up more capital to buy single family home which sucks!

I have sold homes to Habitat to Humans  these were fixers I foreclosed on and were sold at very low prices in the deep south.Out our way the land I see habitat buy is developable premium sites just like any other developer would buy..

When your IRA buys investment property - the IRA is the owner, not you.

On the other side of that, 3 prong outlets that aren't grounded are supposed to be labeled "not grounded" because you can't buy 2 prong outlets any more.

I currently live in Las Vegas, where my current properties were acquired using a buy-and-hold strategy with a conventional 25% down payment.

I know its not helpful to you, but if someone else is reading this down the road - this is why buying in an HOA is a bad idea unless its a purpose-built resort. 

They'd be required to pay for extra parking spaces, or buy parking spaces at some other place.

All Banks & Lenders are different as well as which program you used to buy the home.

What about a buy and flip?