I prefer an edited version of local real estate board contracts, as the local participants will be versed in local language.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

As far as your particular scenario and investment please provide more color like down payment, appraised value, type of property, how long you plan to hold it, your credit score, your experience etc….this type of info is necessary to give you a good idea as to what would make the most sense in your scenario.

If you go the non-bank route (like a hard money lender), you'll be able to get a 30 year fixed against a duplex at 20% down and the rate would likely be 4.5% - 5.125% depending on your credit score and the property's/loan's characteristics. 

Is it even a possibility not to have our credit scores checked. 

I am trying to help them help themeselves, I've sent them several apartment links in their price range, however, low income and mid 6 credit score has resulted in 2 application rejections in the last 2 months. 

@Jonathan Klemm, I agree with you about the loan part being a big obstacle, I do have a decent credit score of over 700s so I do not know if that helps with the loan.

The short version is that this purchase took me from having no real experience to having completed my "first deal."

Just google "dexter-linwood crime" and you can see on Niche . com it scores a C-. 

DSTs are an advanced version of statutory trust that allows investors to transfer 1031 exchange money into.