That's what throws the traditional calculations off and why those calculations are tools for projections, not rules of the universe set in stone.

. - Finally, do your best to be organized.

I have been thinking about trying to organize something before summer hits--Let me know if you (or others) are interested in planning!

Hello all, My father is preparing for retirement and is beginning to organize his RE investments for when he’s no longer here (not for many years prayerfully).

And a portland based floor leveler requires you to normally mix in some type of pea stone if you are going over 1/2" and up to 1 1/2" .

@Russell Brazil is the rock-start organizer and is an agent in the DMV. 

If you don’t own a primary home, this tackles two birds with one stone.

I will kill two birds with one stone hopefully mitigating a future confrontation, and potential standing water in the basement/driveway.Cheers for now!

A starting point before looking at properties (and what I think you are getting at here) is to organize all your financials and see what approval you can get and shop rates, also a credit score above 700 and one in the mid to upper 600's is workable, however get a great mortgage broker to advise you in detail.

Kill two birds with one stone.