What gift most surprised you?

They can help when you get started, but they are consumer loans and designed to discourage active investers.Yes, commercial loans have a slightly higher rate.

After my wife and I closed on the house, my brother and our mother would give us his portion of the down payment as a non-taxable gift (both gifts under $14K limit per giftor) with the intention that we would transfer ownership of the house to a LLC owned by all three of us.

The company I work for has been designing homes for a developer who up until now has only done flips.

:kewl: [size=18]$100 Logo Contest - BiggerPockets.com[/size] :kewl: We're holding a logo contest to see who can come up with the best design for the site.

They are designed to get you interested in buying training or to put you exactly where you are so you realize that you need training to do this correctly.One of the things that distresses me most is reading here on BP about people that read and listen to all the free stuff, and then say they are going to try wholesaling or start with wholesaling.  

the building has not been maintained well at all so the trim, walls, all that are ready to be replaced.I can't speak to the insulation part, but I recently framed over a masonry wall for aesthetics ... still used 2x4s, only oriented them so the wider part (3.5") ran parallel to the wall and the wall only came in 1.5"+ drywall thickness ... the trick for electrical is that they sell "narrow" outlet boxes designed for this applications rather than the standard depth ones designed for framing the traditional way.

I think that you will find that there is no one good resource to learn about money management, and that lots of smart people here on BiggerPockets and around the web will disagree intelligently on the best ways to manage your money.I think that a good list of books to begin reading if you are interested on taking control of your money, learning to invest, and having money work for you, instead of having to work for money, are these:1) Richest Man in Babylon (Great for learning basic finance principles - probably the first book you should read)2) Rich Dad Poor Dad (Great for understanding how wealthy people think about money)3) The Four Hour Work Week (Great for understanding the concept of lifestyle design and that Effort does NOT always correspond to productivity)4) The Millionaire Next Door (Great for understanding about what REAL Rich people do with their lives and money)5) The Wealth Barber (A Great step by step look at a reasonable approach for a typical american looking to manage their wholistic financial position)6) The Compound Effect (A Great Book that Discusses the Gradual, then accelerative, then explosive nature of finance, and many other life objectives)Oh, and since you are learning about money - get these books from the library for FREE! 

I'm still in the planning stage for this project, but am looking to get it going in the next 6 months to a year and would love some feedback from you guys so I can design a product that would be loved by everyone across the board!

@Richard Holzhauer One of my close friends is an architect who designs plans for these types of projects.