My lease agreements include how often grass needs cut, tenants paying for their own lightbulbs.

But making you pay half I dont believe is right .

So much knowledge, I'd pay thousands just to spend an hour with him.

Quote from @Neil Warren: Hard money loans are at higher-interest rates and for shorter terms, meaning you will pay them back quickly, usually in 12 months or less.You should not borrow 100% of the purchase price.

Hey folks!

My problem is I'm trying to 2 more properties this year, and pay with cash.

I'd also talk to the current owner, so if they want, they can let the tenants in that unit know.Hopefully you are getting their deposits transferred to you (it is the tenants' money and you will have to pay it back in full when they go because you don't know the condition of the unit when they moved in). 

Late on paying rent constantly. 

So I have an applicant who says she will pay 8 months rent upfront to get the house.

And let me tell you that was not fun for my folks.