I would gain less equity over two due to the increased cost, however, I can afford to purchase in this range using a zero down loan with no PMI.

And the state of those fundamentals in 2021 is ultimately far healthier, and that health far more likely to be sustainable over the longer-term, than the out-of-whack fundamentals from a generation ago.https://finance.yahoo.com/news...

If I had to wait until I could  afford some big contractor that had all the bells and whistle‘s I would not have gotten to where I am this fast.

There are a few properties that I've got my eye on that seem to be really positive - affordable with cashflow - but I don't know the market there well.

This book opened a door to endless possibilities just by showing you how to think and famously ask: "How can I afford it?"

For years, I knew that I did not want to stay in the Northeast but up until now I haven't felt like I was ready or had a good excuse to take the plunge and move.I have been reducing the amount of "stuff" in my life for years to the point where I can now fit everything that I own in (or on) my 2011 Honda Fit.I have paid off all of my debt, have over 6 months of my current spending in cash, and have a current NW around $282k with $120k of that in a taxable account.I have a stable job as a Data Analyst that I have been working remote with since the pandemic hit.I am single with no children or pets (but do have 2 small house plants)I love walking, cycling, mountain biking, snowboarding, kayaking, hiking... basically all things active and outdoors.I like to reduce the amount of my personal consumption and focus on the important things in life such as my relationships, health, and finances.I am that guy in the neighborhood that always walks or bikes everywhere although I have a great car parked in the driveway.Anyway, a good friend of mine asked what I thought about moving out west with him.

Western University opened up in 2011 invited a large amount of medical students and other health services. the growth started a bit slow but seeing the success of the university and its efforts to expand investors are flocking this town.There are many more things going on in more towns but this post has gotten too long and I will leave the rest for another post.

What can you afford?

One of the main reasons I've chosen go to a different state is for affordability. 

We're a lot more affordable than the other major cities in Texas.