They can pretty much do anything they want - raise fees, choose overpriced contractors, foreclose for late fees, retaliate for complaints - you name it!

Went to a bank with my GF's daughter for her first loan, the loan officer was filling in the variables, I told her what the payment was before he had finished with the input (a young loan officer-information taker) I drank some coffee and then he told her the same number.

This is one of 3 identical adjacent duplexes, all built late 1940s, all situated handsomely on top of a hill across from a popular city park.

has any note holder out there ever foreclosed on a non performing note in the san Francisco bay area, if so how long did it take from start to finish and what was the cost to do so?

It will just take a 2-3 months before our subdivide is finished (we're about half done, and we have done that before).

It's been COLD here lately!

Occasionally had some late charges but very few.

The housemate pays his rent late.

Modular meaning (modules) that are put together for the finished permanent structure.

Congrats on finishing grad school, Lila!