Getting a cash out refi, OTOH, it not too difficult. 

Local Planning commissions in these hillside neighborhoods are notoriously difficult and lengthy to approve plans.

The job I work has hours that make it difficult for me to spend time with my wife and family.

Offer to do the tedious or difficult work, a lot of the time people don't need general assistants, they would much rather have a highly specialized person who does the parts of the job that they don't want to do.

I think wholesaling is very difficult in general and particularly difficult now given the current real estate market, but maybe it would work in your area. 

Not too difficult to run water and power, but sewer is a big deal. 

Sometimes we aren't able to pay the balance in full each month but can pay it down at least 95% which of course leaves us with a balance on interest. 

Hope everybody is well,Quick question:When refinancing out of a VA loan to a conventional, is the 25% down on the remaining balance of the loan or value of the property?

Difficult situation, plenty of equity but no cash flow.

This would avoid having to pay taxes on any capital gains since you are using the condo as an investment property, and you would retain the asset which someone else (your tenant) is paying down the loan balance.