Need advice/help on gaining either credit line versus credit card

[Christian Beebe]

Question for those of you who know,

We currently use several credit cards (to of course gain points) for our apartment properties, which we spend over $150k a year or more on. Sometimes we aren't able to pay the balance in full each month but can pay it down at least 95% which of course leaves us with a balance on interest. Our properties in the Midwest are all large apartment buildings worth north of $4mil so we are looking for a solution that has a lower interest rate of course than credit cards and allows to pay off the balance each month in full and of course pay back the line of credit (or similar) at less interest. Any ideas or thoughts or places/people to contact about this? We've been doing REI for about 15 years and our credit/strength is definitely there but even our bank only wants to do a line for about $500k+ which of course we don't really need, so looking for something smaller and better rates.

Appreciate the help.