Or is it mostly just getting multiple biddings and deciding based on those options?

I believe learning by educating yourself is the best base for achieving success.BRRRR - Bigger Pockets Hard CopyBRRRR on Audible (1st and 2nd download w/ audible are free I believe)FLIP on AudibleGood Luck!

Based on my research Moncton seems a good place to invest with respect to current property values, and for long-term appreciation. 

One policy covers yourself (e.g. auto, primary home) AND your rentals.The umbrella policy provides liabiilty insurance OVER AND ABOVE a base policy. 

It's always a good idea to keep thorough records and be prepared to support any changes made to your tax return.If you're uncertain about how to proceed or have concerns, consider consulting with a tax professional for personalized advice based on your specific situation.

Once leads are pre-qualified, they can then make an appointment based on my schedule through some online calendar.

My rentals I had that were cash flow based, never again.

There are no guarantees, but purchasing in an up-and-coming or good stable neighborhood close to base will help. 

To Summarize, all am looking for is cover my bases from law suits if anything **** happens & to have anonymity. 

@Patrick Thomas Dickinson with her priority being that she only wants to move once, there really is only one option, find the money to buy the other property first. 1) As @Jason Wray suggested go through the work and get a cash-out refi. 2) Get a HELOC 3) Get private money or a hard money loan.The real issue is that being a cash buyer is much better in this Bay Area environment.As a side note, assuming her tax bases is really low on her current home.