I am working on a second graduate degree right now and I find myself constantly saying to my wife that "school is getting in the way of my learning!"

A little bit about myself:Attended University of Illinois at Chicago to earn a bachelors degree in Electrical Engineering and minor in Mechanical Engineering.

I've used Lending Club, and had varying success with it.

As @Darrin Carey and @Ozzy Smith mentioned, it can vary block by block.

The exact method depends on the county)- insurance (ask your agent for an estimate)- replacement reserves ($250-300/unit/year)Project income and expenses to the future (e.g. 5 years from now). 3% rent growth and 2% expense growth are typical but your millage may vary.

Individual policy prices varied a lot.  

CAP rates will vary across the different niche asset classes (MFR, trailer parks, strip malls, offices - various classes, industrial, etc).

Even if both utilized a flat rate, the expense:income percentage will vary. 

I probably have basic questions for everyone here, but have read varied responses on the forums and heard different ideas on podcasts.

Most areas in Detroit can be hit and miss, as they vary from block to block.