My wife and I are just starting to get serious about REI. We are looking at different methods to invest. She is wanting to do traditional financing and I would like to do the BRRRR method. We decided to divide and conquer so we could each learn about different processes and discover our best method by teaching one another. I probably have basic questions for everyone here, but have read varied responses on the forums and heard different ideas on podcasts. I'm hoping someone can clear things up for me.

One thing we agree on is the structure of our business. We both want to have each property in an LLC. From research, the problem I have that I am having difficulty understanding is the refinance part of the BRRRR method with an LLC (and likely the same with traditional financing).My questions are the following:

• 1.)If I buy a house and put it in an LLC, go through the BRRRR method, and get to the refinance, how will a bank refinance a house in an LLC? I read that someone called around and found a bank that would refi without the "due on call" clause, which is what I would want. I have read someone else negotiated one without the "due" clause (can you do this? And how?). Others have taken it out of the LLC, refinanced, and put it back in the LLC with the "due" clause (which is what I would want to avoid). I have no problem with calling or negotiating with a bank, but I'm not sure of the appropriate questions, negotiating process, etc. Anyone have any thoughts? Maybe I am over analyzing?
• 2.)The same sort of question would be for my wife (she doesn't know I am asking this on here yet… ). If she wants to do a traditional finance on a property, how can she do that and put it in an LLC without the "due" clause? Seems to me she wouldn't be able, but I have not researched that method!

Thank you in advance for anyone who is willing to respond!