Funny you mentioned the delayed financing.

The property was dated and I was able to add equity with minimal rehab2.

Keeping it means a lot more time out of my day and calls at random times which I'm trying to minimize.

It may be pushing it a bit to seek a tenant for January if you are not scheduled to close until 12/22, as that might get delayed for any number of reasons.

I am wondering if anyone has any recommendations for a great realtor who meets the above criteria and who has an eye for what specific repairs are needed vs. unnecessary to minimize costs and maximize resale and rent.  

Do any of you have recommendations on medium-to-large western cities that have reasonable prices with cash flow (however minimal) potential? 

As a borrower, thats an insanely sweet deal in my opinion if you are correct about the loan structure, because you are pretty much hedged everywhere - i.e. you'll only face minimal interest rate risk, and even then you can refi- out if the rates too high. 

If you proceed follow your state and county laws because serving them wrong will only delay the process and cost you money.

If for any reason there is a delay inform the customer immediately.

Lloyd Stanton Patrick Parry Thank y'all so much for the feedback and sorry for the delayed response.