In my experience, the most common reason for denying random access while in escrow is if the condo is still occupied by the seller or tenants.

If you were to owner occupy a small apartment bldg in any city what would you choose?

I am looking to purchase my second owner occupied small multi family (3-4 units) later this year and looking for recommendations for local credit unions or smaller regional banks that people on BP have had success with.

You can skip trace to find things like phone numbers or non occupied mailing addresses. 

@Jonah MullinsIf you wait until you move, you can buy with owner occupied financing.

My plan is to finance a duplex with a conventional 5% loan, owner occupy for 1-2 years then buy a Single Family Home to move into while renting out the other side of the duplex. 

One of the properties is tenant occupied.

I have 4 rental properties and 1 owner occupied SFR but renting out the rooms.

Who knows about the laws and rules regarding the # of units within a condo that are allowed to be rentals vs. owner-occupied?

One of the units is occupied and the other is vacant.