With a non-spouse inherited IRA you have (up to) 4 choices:-Cash it all out now-Cash it all out over 5 years-Take required minimum distributions based on your life-Take required minimum distributions based on the life expectancy of the oldest beneficiary of the inherited IRAEach of those options has different tax implications.

This means the entire IRA amount is deemed distributed, and an early withdrawal penalty of 10% is applied to the ENTIRE amount of the IRA.

Purchase price: $194,500 Cash invested: $42,000 Fits the perfect long term cash flow model

Are you closing with cash? 

Brokers are allowed to charge you what they want and if they can getaway with charging 3 points they will, especially of the loan amount is like 400k. 

And by positive, I am, positive cash flow.  

With a 700 credit, and solid property income, you should be pretty solid to pull cash out of that property.

If allowed, it would be an Alteration Type 1 which will take a decent amount of time to get through the system. 

I showed how I figured cash flow like I would making a presentation to a banker. 

They're managed by a property manager and bring in about $3k per month in cash flow after fees.With a household income of around $600k (pre-tax) and $100k available for investment, I'm aiming to find investment strategies that prioritize cash flow over property appreciation.