They are all top notch professionals who are active on BiggerPockets.Best of luck to you on your path to continued real estate investing success!

Unfortunately I need to wait until the new year for my loan pre-approval so I can get an FHA loan on my first multi-unit property.

You can get personal property and professional insurance though.

The Lowes or Home Depot cabinets that come pre-built are better quality and don't cost that much more. 

Your professional education requires effort and a maturity level beyond the level of college students attending frat parties or youthful happy go lucky work ethics.

Look at the managers for both sectors; look at the amount of work that you will be doing- pick the option that allows you to learn as much as possible and develop your skills as a real estate professional (the job/manager that is fun might not be the best for you to grow). 

The only other side, and I'm just going to be brutally honest from the investor standpoint your purchasing the home at market rates of around 2005 pre bust in 2008.

Utilities are not separated and would be paid by me (and are included in the costs).For garbage, there is a pre-existing deal with the college house across the street.  

Real estate is about timing and building a reliable network of professionals to get you to your goal.

As I understand Abdul, he's looking for pre-foreclsoure properties: have received NoD / Lis Pendens, not yet sold at the auction sale.