It's part of being on planet Earth.

Texans are the friendliest people on the planet.

Although it has escaped major headlines, it is mainly becuase the FDIC struck some backroom deals with large institutional investors to buy those "toxic" mortgages for pennies on the dollar.

Reearch: There is an alternative to the popular "Orange Oil" Tim-bor - non toxic http://www.accuracypluscalifornia.com/non-toxic-los-angeles-termite-control.html

When they lend, each $100 lent leads to another $700 of more loans that can be made ... that increases velocity.Until banks sell off their toxic assets (REO's & short sales) at reasonable prices (via the TACT Program) vs. trying to dump them to cash buyers at 35-40% discount, we won't see money velocity pick up ... and we'll see a continuing downward spiral in real estate prices.

At some price point, someone will move into almost any property, barring toxic dumps, etc.So, are areas of Atlanta hot?

Buildup cash and start doing your own deals.Re-inventing the wheel will take you much longer to get going.Having someone to show you what is working and is not and preventing you from making the same mistakes is priceless.Yes winterizing you are wasting your time.On the REO's I list if the property is priced right I don't need a middleman wholesaler trying to put under contract cheap and collect a fee.The right price will bring me plenty of direct cash buyers that can close fast.Asset managers sometimes have over 100 files to deal with and don't have time for investors with no money to try exotic ways to make money.Sometimes those deals work but many times they do not and the asset managers plays the percentages.Now if you have cash to purchase sometimes you will catch the bank on the right day when all the planets line up and they will take a low offer and dump it which will make it easier to wholesale.Forget all these people who say things are easy and try to sell you something.Nothing is easy and takes smart work and time management.The question at the end of the day is do you enjoy doing it??

And we spend about 6 times as much on Defense than any other country on the planet!

First, there is no way to tell what kind of mold is growing (or how toxic it is) just by looking at it.

The number of humans on the planet has increased, so I'd have to say that the primate rate will increase.