When I talked with her, I was told that this is the norm as they want to monitor my credit everyday till closing to make sure that there is no change in my credit history.

I still cash flow positive but I have held onto this home more for appreciation - it's in a nice suburb with great schools and lots of development. 

What types of criminal history will you allow vs not? 

In San Jose I think that lowers the school fees cost/taxes etc.

The City schools are awful but that's not unusual in Ohio due to our school funding quagmire.  

If you sign a lease with a nursery school teacher and CPA with credit scores of 800+ with a 3-year-old, what’s the likelihood that they will suddenly start cooking meth and destroying your property? 

To me it does not seem worth it and would love to hop into real estate right out of school rather than pay crazy rent.

Keep in mind that you'll need to qualify full doc (DTI, employment history and income will all come into play) and the property typically needs to be titled to yur personal name, not an entity. 

Banks often have very rigid requirements, such as high credit scores and a detailed financial history as well as lots of paperwork.Private Money Lenders: Faster and more flexible.

I have heard of Note School, Paperstac academy, Note Investors University, Note newbie, and Note Investor Tools, to name a few.