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Updated 4 months ago on . Most recent reply

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8
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Vishal Chandan
4
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8
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Does the credit need to be unfrozen till closing?

Vishal Chandan
Posted

I am about 25 days from closing on my first investment property and the mortgage loan officer wants me to keep my credit unfrozen (from all 3 credit bureaus) till the day of closing. Is this normal? When I talked with her, I was told that this is the norm as they want to monitor my credit everyday till closing to make sure that there is no change in my credit history. I am worried about the risk of identity theft.  Would really appreciate inputs/replies from the group. Thank you.

  • Vishal Chandan
  • Most Popular Reply

    User Stats

    8
    Posts
    4
    Votes
    Vishal Chandan
    4
    Votes |
    8
    Posts
    Vishal Chandan
    Replied

    Thank you Derek and Ryan. Truly appreciate it. 

  • Vishal Chandan
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