Talk with some lenders in your local area and they can let you know if your deal is one that they can refi and if they can't just move on to the next one until you get a lender who embraces what you are trying to do.

Why do some landlords embrace their tenants?

It is a get rich slowly process, once you embrace that fact, you will be better suited to make better decisions and choices.

.……..Step 1: Join the military as a commissioned officer.Step 2: Buy and hold property every place you move for longer than a year.Step 3: Embrace delayed gratification.Step 4: Retire from the military after 20+ years with cash flowing rental properties.Step 5: Profit. 

It might not apply everywhere but from the outside looking in I can see the same thing happening in Chicago, as mentioned companies moving in will force gentrification within certain neighborhoods thus forcing current residents to either change habits and embrace the change or move further and sometimes out of state.

Force them to embrace the work of figuring it out on their own.

Keep in mind I think most people on BP embrace risk for higher reward.

Embrace an expensive market by diversifying your options.

A few years back the city made the decision to embrace high rise structures, since than upscale high density condo and apartment construction has increased significantly, and there is more on the way.

I am sure concepts like AirBNB seemed crazy at first but now people are really starting to embrace it.