I wasn't aware there was a difference in turning over and selling the debt. 

Hello everyone, With deciding to start in real estate, my main goal is to create enough equity in the properties I obtain to build a house and buy land  (10-12) years down the line.Though the market always changes, I figured with investing into highly appreciating markets now, the properties I buy will accumulate the equity needed to be able to sell in the future which in turn will lead to the income needed to build and buy land. 

It sounds like the bathroom would be added to your primary residence so it partially depends on when you would look to sell the home or start otherwise renting it out.

@Jordan FujanIt's more a question of timing than of cost. 

The crazy thing was that we didn’t lose cash flow by doing this because the mortgage pay down reduced more expenses than we lost in income from selling the properties!

Cost ?     

All that opportunity cost incurred because I didn’t feel ready to go big.  

It doesn't cost anything to attend RE meeting, introduce yourself and get contact of people who invest in properties.

I was thinking of using these funds for the closing costs instead.

Full Brick Detached Duplex in Optimist Park (4 Bd/2 Ba) 1610 sq feetPP: $565k                                                                                            DP: $28k                                                                                              Closing Costs: $0 ($15k seller credits)                                            *Used to cover CC & Buy Down RateRenovations & Furnishings (MTR/STR): $47kCash Invested: $75kARV: $675k-$700kJust a quick aside, I think right now is a great time for an investor, because there are a lot more people on the "side line".