The saying goes " The fights not over when you get knocked down, the fights over when you stop getting up.""

So, the big question is how many are capable to pay?

You'll need an attorney to help navigate/fight this.

If she chooses to fight it, then you can worry about how to prove your case.

I'm looking for trustworthy and capable contractors, lenders, HML's, and real estate agents in these locations.

There is no right way to go about your first investment, and it will completely depend on your own capabilities and goals.

I'm new to this journey and so excited, but simultaneously fighting to stay motivated. 

I'd been talking with someone to be a partner on a local multi that's currently beyond my individual capability as far as a down payment is concerned.

Improvements make something new again or better than new or they add completely new capabilities. 

we think the property is worth 150K and cash flows well under both outcomes (however, b/c of this low appraisal it will require more cash up front, taking from future down payments)(PS -we are currently fighting the appraisal and going through the "reconsideration of value" process, but in the meantime i wanted to see our options)