B- neighborhood What are some creative ways to make this a deal?

Saving for downpayment- my husband & I are exploring being a hard money lender & the creative real estate investing strategies like bird-dogging etc. here in Canada.

I miss being creative and hands on. 

I like problem solving, and using creative thinking to work through a deal.  

You won't fit into a conventional loan in your current situation so you will need to get creative.

Its all about putting $'s together, you can find the deal, but if you cannot define creative means for financing, especially  as you expand your base in REI and get into more complex or larger deals, you can never have enough $. 

There are many ways to get creative about the financing if you're motivated enough. 

Any "design" I get to do in my company is usually so dictated by local and state design codes that they almost take the engineering/creativity out of the equation and you just end up conforming to endless lists of requirements (which can be extremely tedious to learn and keep up with).  

I am planning on using creative financing through personal loan (60% sale price) upfront with owner financing the remaining 40% for 10 yrs.

We both have our strengths that we bring to the table, I'm creative and understand the construction side and he has the resale and market knowledge and can match the capital I have in my business.