Creative financing suggestions

[Logan Turner]

Looking for some advice and fresh ideas to make this a deal: 3/2 1500 sq ft home. No comps available (stale market) Owner is willing to do seller financing. Owner owes 44k on mortgage. Value is roughly 120-150k. Would need 10-25k based on drive by and pictures. B- neighborhood What are some creative ways to make this a deal? I was thinking discussing with the seller: reasons for selling, urgency of needing to sell and determining their bottom dollar. But if the seller holds firm on asking price of 130k, what are some creative ways to structure owner financing that can be a win win? I could prob rent this place out for 1200-1400. So I would need monthly payment to be around 600-700 for it to be a deal.