Even if you were co-borrowers on the current primary mortgage you would have to qualify with the entire payment if you were applying for a new loan solely in your name. 

Hi All, I have a newbie question.
I have a town house in Jacksonville, FL. I lived there for 3 years, It’s my rental property (1 +Year). November 2021 it will be 5 years since I own the property. Now the property has...

I’m from Canada, I’m not sure if the same terms are applied or just called something differently.

So, the authors (Ghost Writers) start with maybe a different slant for knowledge already in every book for the first one or two chapters and then you can see the authors (Ghost Writers) change from some half-*** information to a multitude of subjects where you are absolutely positive that the author (Ghost Writers) cannot be experts in that many crappy areas of real estate.So...this thread is not about books, but the exact same crap applies to courses you pay for.

While not worded great, overall it definitely applies to “maximum 3 rental units Per Owner”.  

I applied back in April and my application just finished in July.

I applied back in April and my application just finished in July.

any good reputable companies i can try applying with?

I believe that through section-8 the tenants still have to apply, and as the landlord you can choose to either accept or deny their application.

If you gave her an application you should have asked for everyone living in the apartment etc.Perhaps what you should have done is given BOTH tenants notice of new ownership, advised their leases are expiring 8/31 and in order to possibly renew they would have to complete a new application and meet the new criteria (which you have written down and applied equally to both tenants) THEN advise her she didn't meet the criteria and therefore lease not being renewed.