I noticed sites like Fundrise are only available to US citizens.Thanks.

Another option would be to just put them on a month-to-month lease starting in July, that way if there are ever issues you just have to give them 30 days notice (or whatever your local/state laws require) before they must leave.

@Wayne Smith like others have said, definitely need to account for CapX and R&M, but I noticed you are also not accounting for Vacancy.

First I wait too long on my old tenants; then I react 2 days after the new people move in handing them a 3 day notice without being sure.

I noticed you want to learn about wholesaling, flipping, and buy and hold.

Assuming you are aware of market rents, and the reason you invested was to make money you send notice to increase to full market.

@Glenn Brathwaite saw your post and noticed this matched up for you....https://www.biggerpockets.com/forums/574/topics/711859-wholesaling-and-investors-in-new-york-and-connecticut

But I've noticed that some addresses as well as Listing Agent information aren't accurate, in the titled resources.

Fannie Mae & Freddie Mac don't like land and if your wife's hobby turns into income, keep that separate, you will run into trouble with them as well if it's an income producing property. 

So, you just have to shop around and select products that work for you.One other thing I suspect is going on is that your option B is a conventional Fannie/Freddie loan product not a commercial loan.