It's very similar to the Fannie Mae Homestyle program you discuss.

The biggest challenge seems to be finding lenders that offer these loan products which is where I’m looking for help from the community with recommended lenders that serve Texas.The Fannie Mae (or Freddie Mac) options are preferred over FHA purely because of the (perhaps perceived) limit on renovation funds that the FHA option provides.

You said in your post  "If the notice was delivered by mail then the notice period begins when the Tenant actually receives the notice."

I notice that "Notice of an Independent Solar Energy Producer Contract" comes up a lot when filtering through Liens.

If the latter, simply give her the notice required (eg 30 or 60 days) that she needs to move. 

I ask them if they've already given notice.

Here's a quick summary of the Fannie Mae Home Style Renovation Loan:The Fannie Mae Home Style renovation loan program can finance the purchase and renovation of a home in one loan.

For most of their existence Fannie and Freddie were privatized.  

DSCR or Fannie/Freddie loans can go up to 75% on single family homes, multi family homes (2-4 unit) max at 70% if you stick with Fannie/Freddie.Other things to consider would be:Paying points for a lower rate vs higher rate with no pointsIf going DSCR - Prepayment penalty term (0-5 years)The lower the loan size ($200-250k and lower), you should consider paying up to 2 points and doing a 5 year prepayment penalty if going DSCR.

But either Freddie or Fannie (or maybe both?)