Which one (usually, and I understand it's not simple) has a better resale and long-term potential?

The transaction to pay the renovation guy worked fine (I provided an invoice from him to Plastiq).As Kerry Noble said above, they do seem to have "tightened up" their terms.

And if you need to rent in short term, that's fine too.  

@Jason Babos As long as you plan to use a property management company and the numbers on the deal pencil, I don't think it's too much to handle for a first deal. 

If anyone could help me get a mortgage or point me in the right direction, I would really appreciate it.Hello Rico,You could try to find homes where the seller is willing to offer seller financing or rent to own terms so you do not require a bank loan.We do a lot of creative financing deals in several different markets.Feel free to reach out with questions. 

It will also depend on your goals short and long term and why you're investing. 

Try a long term lease option. 

Does anyone have suggestions for who would write a policy for me given I have let them lapse a long time ago? 

I am based out of Los Angeles and I’m working on a long distance BRRRR deal in the hilltop area of Columbus, OH.

You might be better off financing this with a short term fix and flip loan.