Won't my interest rates be much higher on loans like this as opposed to a traditional mortgage?

I can leverage the cash value from now till the time I retire.Here's the logic behind this: Life Insurance Cash Value can generate 2 to 3 times the retirement income of money in traditional retirement assets.

I do traditional lending, so I know all those paths that I can take there.

They have money and want to lend (traditional sources of interest are abysmal right now).

My RE goal for 2017 is to have a steady enough cash flow to live on and have enough knowledge on non-traditional financing so I can further my portfolio in 2018 and on.

I've never refinanced so please bear with me.I have 2 properties that I househack (I only live in one of them househacking, and room to room renting in the other) through traditional loans and have been househacking for several years.

1099 income is self employment, meaning your claimed income will be ignored by any traditional mortgage lender (no, issuing yourself paystubs or showing bank statements will not work), and we are forced to just go off of what your tax returns say.

This purchase will be thru traditional method and conventional loan since this will be a family home for us initially...

Then, it seems typically that after a seasoning period (6-12 months typically from what I have read), the investor can then refinance with a typical 30 yr fixed rate mortgage from a traditional lender at typically around 75% of the new appraised value (hopefully more than the HML that was borrowed).

We also can't do it if the reason you took out the hard money is because you do not qualify for a traditional mortgage.