What to do what to do

[Max VonWalter]

Hello all,

First post here as a BP member. From everything I've heard from friends and listened to on podcasts, I'm excited for the future. I've been wanting to post something for awhile and I'm finally doing it. I have to start somewhere at some point in time.

Current situation - I currently work as a Loan Officer. I receive 100% commission. I've been receiving 100% since 06/16, so almost a year. Fannie/Freddie require 2 years of commission income for it to count towards anything. I believe what I want my first step to be is house hack, so I can eliminate the rent expense I pay every month now and then begin investing into real estate. I do not have a family member which can co-sign with me.

Should I wait the 2 years for a FHA/conventional loan? Should I look for creative financing elsewhere? Should I just eat the rent now and start looking into investment properties and creative financing?

I feel like there are a million paths I can take. If anyone has any suggestions, I am open to all!