A lease defines term, sets rules, identifies financial consequences for non compliance and is extremely helpful should you end up in court.

Im planning to refinance a year down the road to get a lower rate in the high 3%.

I stayed away from houses close to busy roads and railroad tracks.I did this in the evenings, usually after work, so there were rare circumstances where I skipped over a house that I could have looked at closer (unless it was a definite write-down) if someone was standing outside of their home or doing something.

You can use HM/PM and refinance down the road with a conventional loan.

I may have to go long-distance for my first property as well which is very daunting.I suppose I’m just struggling to identify where to start and reaching out for any advice you can spare.You are very generous to offer your time to help!

In your "construction cost", is that including development of the land, I.E. cost of roads, site grading, utility infrastructure. 

@ben barr Start by clearly identifying your objective and criteria.

Her music for an hour then my choice for an hour, on the road there and on the road back.

The national and especially local COVID eviction moratorium has identified a new risk item. 

Interested in connecting with people in the Hampton Roads, St.