Huge tech grow, low taxes, and landlord friendly. 

I like Tahoe Reno, NV market because of the appreciation growth, low taxes, landlord friendly, and constricted supply. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Where creditably is everything.

Commonly, these proceeds are used for further real estate investment or costs related to the borrower’s real estate business and strictly can‘t be used for personal uses, such as paying off personal credit cards or any nonbusiness expense.DSCR loans are “primarily based on the property,” meaning that the lender evaluates and qualifies the deal mostly but not completely based on the property’s investment potential.

Hi, I've searched through a lot of credit unions and other banks and the cap on the HELOC amount I'm seeing is 250K.

Are people still investing is San Diego or have the high interest rates and low cash flow moved investors to other markets?

You can have 3/4 of the lease payments credited to principal if you wanted, and then lock in a juicy purchase price that gets him/her salivating. 

I would try to find receipts, at least contact credit card company or bank for checks or CC receipts.

It would be easier to find low down payments on a fix and flip loans than once the work is done refi that property.