We have to pass rental inspections every two years, and have the HVAC certified every 4 and I thought that was on the strict side!

Don't factor value into your equation, and make your investing decisions strictly based on the cash flow potential.

The feeling I get from the commercial side is because the rules are much less strict, you just gotta find the right lender - but I don't think you'll have a problem.

The apartment had all sorts of strict rules like that.

I'm guessing they only regulate consumer loans so it won't affect the type of loans discussed here.

Some linkshttp://www.shearman.com/JOBS-Act-SEC-Proposes-Rules-Allowing-General-Solicitation-and-Advertising-in-Private-Placements-Under-Rule-506-of-Regulation-D-and-Rule-144A-09-05-2012/http://www.compliancebuilding.com/2013/01/15/crowdfunding-and-the-ban-on-general-solicitation/

Originally posted by Bill Gulley:...The overage is more complicated to compute than two months, but about +3% as I recall, so it's close........Bill Gulley - it's a Federal regulation I believe that sets the "low water mark" for escrow as 2 months worth, otherwise unscrupulous lenders could sandbag many months worth of payments "in escrow".

hi RussellThank you for your reply.Hmm, I am looking for real estate rules and regulations and what to look out for when being an agent.

They will have a well defined lending area by county.They are very strict as to occupancy requirements in my area.

I really have no desire to do straight residential as this will be strictly part time to start for me.My primary concern now is how to go about marketing myself.