Thank you for sharing!

I'd suggest it's personal finance for the next 12-18 months to put yourself in the position to do this the right way. 

Besides a Hard Money Loan or HELOC, you could try and reach out for a personal/business line of credit?

If you have a multi-family property, then you have to figure out how to make the tenants share the responsibility or you hire someone to handle it for them.You have to consider insulation, maintenance of weather stripping on doors and windows, servicing the boiler/furnace, winterizing sprinkler systems, disconnecting garden hoses from hose bibs, and much more.It's very risky to manage rentals from a distance.

By sharing housing costs with tenants, I enjoyed better living conditions at a lower price.10.

There has been some conversations about saunas in the forums and this just came across my screen.https://www.costco.com/almost-heaven-sutton-2-person-indoor-...Not sure if it is a good deal or if it is a solid unit, but it is pretty reasonable.

This is very desirable since you can comfortably live with a girlfriend/dog/whatever, and not lose comfort.Buying a SFH, building rooms, renting every room and sharing your room will almost certainly cashflow in most markets (outside of VHCOL cities).

Nice to see another person from Hawaii on this platform that has taught me so much, I was featured on show 668.

I personally use Navy Federal and they aren't small, I would actually recommend just about any credit union.

Hello in 2021 my partner and I bought an apartment in FL.The main purpose of the apartment was to invest our money to have it saved for our son to go to college.We have been renting this apartment to a family member who has been paying less than what we pay for mortgage and HOA,so we have been taking money out of pocket to cover expenses and so on.I decided that even thou the purpose of buying it was for college,I’ve had enough taking money out of my pocket to pay the HOA and expenses.My question is if I should sell this apartment or if it would be worthy in the long run to keep it and meanwhile just keep paying the HOA and expenses.Renting it to another person is not an option.