Well Chris M. guess with the non-commercial, My gripe is that I would expect to get a lower down payment, but when they classify my property as commercial, that seems to automatically require 20-25% down.Julie Marquez that is good information to think about and I will certainly ask the question next week, if for no other reason than to present as an knowledgable investor.

You have different levels of lead certs.

I would remove the table and add lower cabinets /counter tops along that wall under the window.  

I will plan to invest while having a full time job while my wife will work part time.On a goal level, I believe we will flip until we get enough cash to hold properties unless I jump into some creative financing.

If you think you can still find a quality tenant at 2200 a month and it will not take you more then 1 month to find then advertise it at 2200. if after two weeks you are not getting quality applicants I would lower it.

Once we got up to a certain level, I realized I wanted to start chipping away at the debt and be "mortgage free and comfortable" over having 3 or 4 more buildings.

The property taxes are 3x lower than what I pay in Dallas. 

Thankfully, I have a background in Customer Support, Sales, and collegiate level athletics which I think all point me in the direction of pursing the world of Real Estate Investment.

I think this would be on the lower end of rent at least for the time being.  

So the bank gives me a mortgage on the house an I use that money to pay the lender back an now have a much lower interest on my money.Am I missing anything.