I can give you a list as long as my arm of parents that wished they had thought of that possiblity beforehand.

JK - Hey Tory, we'll welcome you with open arm.

So we were comparing apples to apples.The ductwork remediation was quoted at an extra 869.00SCOPE OF WORK: Basement remediation: NEEDED- The home must be unoccupied during the remediation process, as a safety precaution, and must be unoccupied during the spraying or treatment process (EPA recommendation).

He's done working although he's trying to get a couple IT contracts before he leaves here just as a safety net.

It is most likely and ARM.

Or if they have an ARM instead of fixed rate?

The safety advances every 5 years are significant.

I can get financing at a local bank under the following terms:$235k purchase price 10,1 ARM   30 year amortized20% DownView report*This link comes directly from our calculators, based on information input by the member who posted.

Convert the garage studio into ADU by requesting health/safety check - my interpretation of the legislation is that there is a 5-year grace period to get everything up to code as long as everything passes health/safety inspection.

I used a portfolio ARM.