@Marvin Wheeler excellent job on the license I just transferred my over to KW in 10 mile off i94 I moved there due to one of the top agents who Is wholesale and investor friendly he has a large network of investors more than a couple hundred I will PM you his info.

Great job attending a REIA meeting.

Both the mechanical and plumbing seem to have less left on the contract than what would be required to finish the work (for instance the HVAC guy has done everything but put in the new package unit outside which is about a 5k job, but only 3.5k is left on the contract) but I, nor the owner who has been very cooperative, have been able to get in touch with the electrician, and there is a good bit of work yet to do.When you say $ held in escrow post closing to cover leins, do you mean $ out of the seller's pocket/sales proceeds, or out of my pocket?

Single mom of two with a full time job and looking to do this on the side, with a possibility of full time in the future.

Any recommendation for a lender that works with investors, understands their needs and can use rental income to improve DTI ratio?

meaning from our day jobs?

My goal is to generate cash flow outside my full-time job, specifically through buy and hold multi-family properties.

I always try to get three quotes for any job when hiring out something I don't already have someone for but getting three GC's through the property might not be feasible.

The rate quoted is not dependent upon your credit score, we just need to understand why the score is at that range and has it been improving.Any improvements to the property would need to be paid for with your cash.As we have discussed before, I think you should start with a flip property, maybe even a couple so that you can build up your cash and then use a portion of the cash as collateral for a larger line of credit.

At this moment I have bad credit, 50k in a 401k and an oil field job in west TX.