However, if your expenses are greater than your cash flow, then, eventually, your cash reserves will deplete unless you are contributing to them in some other way.Ultimately, I don't want to have to contribute to my cash reserves forever.

My biggest concern is that the builder comes back and increases the price of the contract since the price lock was only 90 days (despite the builder telling the lender it's a fixed price contract and not a cost plus contract).If the builder does increase the price of the contract would I have any recourse with the lender since they are taking forever and I have no room in the loan for price increases/contingencies?

And if u aren’t out of the country forever just ride it out

@Mike Rodriguez do what the rich do: "hold forever, borrow against".

If you plan to hold onto the property forever, consider going for a 30 year fixed loan and then buying down the interest rate with "discount points."

I am worried we will be stuck with this mobile home forever instead of trying to sell it later down the line so we can build a new home.

But you can't take their primary house, and if they re-fi'd or bought during low rates they're keeping that forever.

Electronics exposed to the elements won’t last forever.

Makes me want to make my own will, something I've put off forever.

His life is going to be ruined forever.