From the sounds of things you don't have a formal contractor or formal scope, so you can stop him from working further on the project and ask for an explanation of the work needed. 

By the way your explanation of  "IT IS THEIR JOB" means nothing . you should back it up with some substantive argument.

If an agent would ever tell me that my offers were rediculous without explaning to me why they think so and also refuses to listen to me then its time to find a better agent whose thinking is more in line with yours.

There is a narative at the bottom for explanations and there should be a comment by the CR agency saying that the individual has reported ID theft and/or that her credit is flagged due to ID theft and that any creditor should verify requests for credit....etc.

Have a look here: http://www.biggerpockets.com/forums/93/topics/85619-wholesale-contract-explanations

There are hundreds of plausible explanations why he has extra cash. 

Here's a bit broader explanation of some options, @J.

For example, I know that loans for single family properties have different qualifications then for properties with 5 units or more/ commercial and mixed used properties but I'm not sure precisely what they are or how to go about analyzing properties for them and obtaining them.Recommendations and explanations would be incredibly helpful :mrgreen:

Thats the very simplified explanation.

@Curt Smith thanks for that explanation with the math.