I discounted that number by 10% for vacancy and collection loss to produce a net number of $22,680$22,680 - $10,479 (adjusted 2013 expenses) = $12,201 NOIPutting $25,000 down on the full asking price leaves a mortgage of $74,500; financed over 20 years at 6% = $6405 annual debt service.Cash on Cash Return = 23.18%Assume $25,000 down payment plus $20,000 for closing costs and repairs:Cash on Cash Return = 12.88 %2014 Annualized:Expenses for Jan & Feb of 2014 totalled $10,000.

Offer a discounted price.As a cash buyer, I've never paid retail (and won't ever pay retail).

Hey Jon, when I wrote my 2nd book (1990s) I researched colors nationwide with several paint manufacturers and found that White and Yellow were THE most used.However when I selected the yellow for my own house, Sherwin and Depot (both with BIG discounts) could not match the Colonial Yellow I wanted.

And this is why Rolfe allowed NPR and Al Jazeera into the room at this weekend's Mobile Home University.Rolfe doesn't care how negative or positive these articles are about his industry - he is too smart for that.The value to Rolfe in having mainstream liberal press write articles that paint him in *at BEST* a neutral light - is that he knows that deep pocketed investors love mis-priced assets.

Therefore, they are still getting a fantastic deal – look at it as a $20 a month discount!

Propert Management I checked with the company, there's a discount involved because of the size (and because of me).As for the television & phone utility cost, that's entirely for the telecom company and the tenants can choose their own service provider.

I'm scheduled to look at this 4-plex later today.Asking price is $109,900These figures are based on a purchase price of 90K A little more than 20% disconut price22500 25% downLoan rate 5% 30 yrsMontly rental minus 10% vacancy $2070Home owners 700 yrtaxes 6300 yrmonthly expenses $620 not including PMRENTAL INCOME 24840 YRTotal expenses 18784Total loan payments 4344Cash flow $6056Intrest expense $ 3375Depreciation $2945Total tax deduction $4080Tax saved -612Net after tax cash flow $5444 or $453This is from an on-line Investment Property Calculator.I kept it as short as I could.These figures are at 15% discounted pricePurchase Price $93415Down payment $23,353Loan rate 5%Term 30yrsMonthly rental less 10% $2070Home owners 700 yrTaxes $6300 yrMonthly expenses $620 NO PMRental Income 24840Total Expenses 18952Cash Flow $ 5888Intrest Expense $ 3503Depreciation $3057Ins, tax, other expenses $14440Total tax deduction $-3840Tax saved $-576After Tax cash flow $5312 or $442/mo.Taxes are high in NYS.There is a misc expense that is included in the figures at $ 4739 per/yr.

You could then repurchase as a sub-2.You could make a larger seller financed note to overcome the discount and sell the note, that would "dip" into your equity.Sell to an investor and repurchase as an investment with seller financing.Find a private lender for any of the above instead of a bank.

If you offer 5% OFF services in "City 1", make sure they can only get that discount through that splash page.

I read a post about possible income tax due after you purchase a note at a discount , But can not find it again.