I just wonder if the path he is pursuing is the best path for him?  

I have 25 properties in Memphis, and they cash flow $80-$100K per year, or $50K-$70K after CapEx.But that's with a conservative strategy, not the Section 8/BRRRR gurus path -- totally agree there are some scam artists out there.

Looks like a pretty straightforward site with comprehensive background check

Even in Central PA, the two percent rule is not a thing now.

I am no attoryney, but I have gone down this path a few times.

@Max Bellino The take away from my first post was to trust the legal professionals who will prioritize what’s important and put you on the right path.

I'm unsure what the right path is, but I've been reading about investing in owner-occupied, multi-family properties.

I am hoping to get some advice from those who have gone down the "private money lending" path before. 

I’m already aware of the popularity of Joshua Tree and Lake Tahoe, so I’m interested in hearing about other markets that are strong performers and investor-friendly in terms of regulations.Does anyone have insights on:Specific cities or regions where the permit process is more straightforward?

It is not always simple or straight forward.