Go for it, or look for the next one?

Even if I start with one property and work my way up from there, I’m certain I can be good at it.

If you bought with a DSCR there is likely one in there.

. - The 3rd lender, on the right, with the best rate, requires that one borrower/sponsor be experienced in the asset class, and that they personally live local to the property. - 1 regional lender (Pima + 1 other county), 1 state-wide lender (AZ), and 1 national lender, not in that order, is represented here. 

I was also thinking of turning the two small bathrooms into one less small bathroom and then adding another bathroom in the space we create from the garage. 

Call one of your architects to do the research for you, noone in BP will have all your answers, they are too specific, your architect and the building department will know the answer to those questions. your firm should be able to get quotes from builders mentioned on your profile.

No one wants to put your money at risk.

I recently purchased a duplex and am renting out one side to a tenant that came with the duplex.

If you get two nearly identical offers where one is asking for you to pay their agent 2.5% and the other is asking you to pay 3%, you get to decide if that .5% is worth it.

I done a personal loan in a couple years but I didnt even have to show paystubs on some of the ones I've done.