This is because every penny I got can help pay down consumer debts and contribute to the marketing budget and future property acquisitions.Longer Am's are good for when you are recycling cash very actively.

. - Conventional loan with less than 20% down: Monthly PMI goes away after equity meets a specific threshold (somewhere around 78-80% LTV)- Conventional loan with 20% down or more: No PMIAs a buyer, I'd opt for conventional loan IF the down payments are close -- do the math.

Yes it stinks but until the consumer is looking elsewhere we are stuck paying.   

With real estate you get the monthly cash flow WITHOUT consuming the asset, it is still there. 

Last, it can only be raised 7% plus the consumer index (which changes every year) so you need to look that up. 

Vs other people that opt to buy 3-4 doors for the same price and either not in a good areas or the property needs a lot of repairs. 

@Eric CanningBackground: My wife and I are Airbnb superhosts with a few properties in the Poconos.We’ve had our share of troubling guests: - People who blast music at 2 AM and wake up the neighbors (our units are in an HOA so security is dispatched immediately)- People who don’t know how to operate a grill and nearly burn down a portion of deck railing- Late checkouts - Bacon grease on the walls, or crayons, or both- Clear evidence of weed and cigarettes being smoked inside the property (we have a strict, no-smoking rule)- Planters thrown from the deck two stories down, and lamps broken (same guest for both) - Holes in walls that obviously look like they came from a boot (drunken)I’m telling you this because we have opted not to review any of these guests negatively; rather, we don’t review them at all.

When I was in property management we would send a letter to owners 2x/year for them to opt in .

@Pride Davis so in that case it would probably do more harm than good because you would now have the added expense for extra coverage which in turn would cost the consumer more on top of the increased interest rate.

The difference is that every dollar given to households will get spent immediatley and actually stimulate the economy, which is 70% consumer spening, while most of the corporate dollars will get burried on balance sheets and wall street stock buybacks and never see the light of day again.I start to rethink welfare programs, used to follow the stereotype - once you get over the "It's unfair that I have to work and they get it for free" reaction, it's actually one of the best ways you can increase the velocity of money.