I also went to the Success Path seminar that is supposedly promoted by Tarek and Christina that really isn't.

After finally saving enough, and working through a couple promotions at work, I could afford to move out with an old college buddy. 

The budget doesn't give you much insight into the health of the building, it's one small piece.

I know BP doesn't like company names promoted in the forums. 

Selling something that must be "sold" back is not a true sale.  ...I think that covers most of the notions that I have seen in rebuttals promoting partial loan sales.  

It does work, I have made money doing it, but I can tell you for sure those promoting it as easy, simple, and passive are greatly over-hyped and have something to sell you.

A nice letter from an attorney telling you that you are not obligated to belong should be worth it when you share it with the zealous HOA promoters.

I also do buy and hold rentals, and am not promoting one investing avenue over another.

FHA insured loans normally only require 3.5% down, but their purpose is to promote home ownership - so this product is for owner-occupants purchasing residential (4 units or less) property.Conventional loans usually require 20% down (though conventional loan products with lower down payments are starting to get more popular...for very well-qualified owner occupant buyers with excellent credit). 

If they have so little concern for their own health and life, how much respect will they give my property?