Let's face it, I believe that the lower class of Ogden will be driven out when the city holds the residents of the community responsible for there decisions and life choices.

Please add some insight so I can make the best choice for my situation. 

If I were buying my beachfront say 10 years ago Placencia would be my choice.

Cant over emphasize the importance of making a wise management choice.  

So rates, flexibility, and speed are something variables to consider when making your choice.

@Bryan Korf , when making changes to the lease, be careful in your choice of words.

Hello - I am currently purchasing an empty lot in the Springdale subdivision of Indianapolis, and looking for advice on what local brokers feel are the wisest layout choices for a new construction home in that area. 

You can have someone with nothing go to 5 million in under 10 years with the right choices.

I would take my friend out for a nice, thick steak at a restaurant of his choice!

So unless I have stellar deals, investing in my own town seems like a poor choice given the landscape here.Which leads me to my next obstacle; figuring out how to invest out-of-city/state.