Smaller midwest towns with steady jobs, near transportation, in blue collar areas that a re B/C+ properties.

Good on you Steve.... the refi to you die mantra has gotten many folks in trouble.. there is absolutely nothing wrong with free and clear assets.. sleep well live well..... its one way to really scale up when that big deal comes in. .your balance sheet looks super strong.. your banker see's you have a combination of TRUE equity and your not leveraged to the hilt.Its the same concept of paying off 15 to 20% credit cards.. for me perosnally with auto loans at 2% no need to pay cash for those like I always did the last 30 years... and for personal resi with 3% money no need to pay that off although my LTV s are all under 50% and I always have that 500k of tax free I can tap if I want to decamp to retirement land..

They do have national speakers who will try to sell you a course, but just leave your wallet at home and bring your biz cards for networking. 

They're scary and some are smart enough to sue you because too many cockroach lawyers go there and hand out 2 cent business cards.

I have found that Yellow Letters/Post Cards are a great lead source.

How about a small personal loan, line of credit or credit card perferably with a no interest until x date.  

Pretty soon "Oh really, my sister wants to sell her house, do you have a card"?

She was very interested in what I was looking for and if I had a business card.

He didn’t work because he said he had no reliable transportation to town which was about a mile away so I gave him my old mountain bike to help him .

So I was online playing his game CASHFLOW and I seen his advertisement for a real estate blueprint and after doing some research, there is all kinds of scams that other people posted about increasing credit card limits before I read that I ALMOST bought his blueprints!