If I serve a 3 day notice to quit or cure how do I prevent Cozy from accepting partial payments?

How much should I look to save for down payment?

Also hard money usually reimburses for the rehab after you pay for it, so you’ll need money for that as well as reserves and to make the interest payments.

No recurring payments, doesn't lock me out after a year

I would want to dig a bit deeper on the rent payment not being taxable income to you.  

I would take no draw, no payment what so ever until the house sold.

I believe in rentals to let the tenants make your payment for you.You would tend to have less vacancy in SFH but a vacancy usually hurts your budget.  

This translates into $204K over the life, in addition to the small down payment.  

One of my biggest problems, outside of finding funds for a down payment, is figuring out how to get around occupying the residence for the first year.

Then add ALL costs related to holding the property (utility costs, insurance premiums, property taxes, loan payments, etc.).Concessions: Concessions are what you give back to the buyer at closing.